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Grievance Redressal

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At Naveen Finance Pvt. Ltd., customer satisfaction, transparency, and fair treatment are fundamental to our business philosophy.

Our grievance management framework is designed in accordance with the guidelines and regulatory expectations prescribed by the Reserve Bank of India for Non-Banking Financial Companies (NBFCs), including digital lending and customer protection standards.

Lodge a Complaint

Prompt resolution of customer complaints

Transparent escalation procedures

Fair and impartial grievance handling

Improved customer service quality

Regulatory compliance and accountability

Nodal Officer Details

Grievance Redressal Officer / Nodal Officer

In accordance with RBI guidelines applicable to NBFCs and digital lending entities

NameTo be Updated
DesignationGrievance Redressal Officer / Nodal Officer
CompanyNaveen Finance Pvt. Ltd.
Grievance Emailgrievance@naveenfinance.in
Support Emailsupport@naveenfinance.in
Phone+91-XXXXXXXXXX
Working HoursMonday to Friday – 10:00 AM to 6:00 PM
Registered OfficeTo be Updated

Nodal Officer Responsibilities

  • Monitoring grievance resolution across all channels
  • Handling escalated customer complaints
  • Ensuring regulatory compliance in grievance management
  • Coordinating with internal departments for resolution
  • Reviewing and addressing unresolved customer disputes
  • Reporting grievance statistics and trends to management
  • Supporting RBI and regulatory grievance processes

Complaint Submission Channels

Customers may lodge complaints through any of the following channels:

Online Complaint Form

Submit complaints digitally with reference number, nature of grievance, and supporting documents.

Email Support

Dedicated grievance email: grievance@naveenfinance.in or support@naveenfinance.in

Customer Helpline

Contact our customer service team during working hours for complaint registration and assistance.

Physical Communication

Complaints may be submitted to the registered office or branch offices of the Company.

Grievance Handling Principles

Naveen Finance follows these core principles while handling every customer grievance:

Transparency

Customers are informed about the complaint registration and resolution process at every stage.

Accessibility

Multiple channels are provided including email, website, customer care, and registered office.

Timely Resolution

The Company endeavors to resolve complaints within the timelines prescribed under applicable regulatory guidelines.

Fair Treatment

Every complaint is reviewed objectively and without discrimination or bias.

Confidentiality

Customer information and complaint details are handled confidentially and securely.

Continuous Improvement

Complaint trends and root causes are periodically analyzed to improve operational efficiency.

Scope of Complaints

Customers may raise grievances relating to any of the following:

Loan processing delays
EMI or repayment disputes
Unauthorized charges or deductions
Interest rate or fee-related disputes
Recovery and collection practices
Customer service concerns
Digital lending issues
Data privacy or security concerns
Technical platform issues
Misconduct by employees or agents
KYC/documentation-related issues
Communication or disclosure concerns

Escalation Matrix

If a customer is not satisfied with the response at any stage, the complaint may be escalated to higher levels within the organization:

Level 1

Customer Support Desk

Contact: Customer Care / Email / Online Complaint Desk / Branch Team

Email: support@naveenfinance.in

Within 7 working days

Level 2

Grievance Redressal Officer

Contact: Grievance Officer

Email: grievance@naveenfinance.in

Within 7–15 working days

Level 3

Principal Nodal Officer

Contact: Senior Management Authority

Email: nodalofficer@naveenfinance.in

Within 30 days from initial complaint

Regulatory

RBI Integrated Ombudsman

Contact: RBI Complaint Management System (CMS) Portal

Email: cms.rbi.org.in

If unresolved by company

RBI Escalation

If your complaint is not resolved within the prescribed timeline or you remain dissatisfied with the resolution, you may approach the Reserve Bank of India under the Integrated Ombudsman Scheme through the RBI Complaint Management System (CMS) portal.