Regulatory & Compliance
Committed to
Regulatory Excellence
At Naveen Finance Pvt. Ltd., regulatory compliance, customer protection, operational transparency, and responsible governance are integral to our business framework.
As a regulated financial institution, the Company is committed to conducting its operations in strict accordance with applicable laws, regulations, circulars, and directions issued by the Reserve Bank of India and other statutory authorities.
RBI Registration Details
Naveen Finance Pvt. Ltd. is an NBFC duly registered with the Reserve Bank of India under Section 45-IA of the Reserve Bank of India Act, 1934.
Regulatory Information Displayed
Company Name
Naveen Finance Pvt. Ltd.
CIN (Corporate Identification Number)
To be Updated
RBI Certificate of Registration (CoR) Number
To be Updated
Date of RBI Registration
To be Updated
Registered Office Address
To be Updated
Corporate Office Address
To be Updated
Contact Information
support@naveenfinance.in
Grievance Redressal Officer
grievance@naveenfinance.in
Important Regulatory Disclaimer
“The Company is having a valid Certificate of Registration issued by the Reserve Bank of India under Section 45-IA of the RBI Act, 1934. However, the Reserve Bank of India does not accept any responsibility or guarantee regarding the present position of the Company or the correctness of any statements or representations made by the Company.”
Compliance Areas
Naveen Finance follows a comprehensive compliance management framework aligned with regulatory expectations applicable to RBI-regulated NBFCs.
Regulatory Compliance Areas
Internal Compliance Framework
Periodic audits, reviews, and compliance assessments are conducted to ensure operational integrity and regulatory adherence.
RBI Digital Lending Guidelines
Naveen Finance is committed to complying with all applicable RBI directions governing NBFC operations and digital lending activities. We follow responsible and transparent digital lending practices to protect customer interests.
Transparent Lending
- Clear disclosure of loan terms and conditions
- Transparent Annual Percentage Rate (APR) disclosures
- Disclosure of all applicable charges and fees
- No hidden costs or unauthorized deductions
Customer Consent
- Explicit customer consent before data collection
- Consent-based sharing of personal information
- Purpose limitation for data usage
- Option to revoke consent where applicable
Direct Fund Flow
- Loan disbursement directly into borrower's bank account
- Repayment collection only through regulated banking channels
- No unauthorized third-party fund handling
Digital Documentation
- Digital sanction letters
- Loan agreements
- eSign-enabled documentation
- Electronic repayment schedules
Data Protection
- Restricted data collection practices
- No unauthorized access to mobile device data
- Controlled storage and processing of customer information
- Secure digital onboarding processes
Customer Protection
- Fair recovery practices
- Transparent communication
- Complaint resolution mechanism
- Dedicated grievance redressal support
IT Act, 2000 & Data Protection
Naveen Finance recognizes the critical importance of information security, cybersecurity, data privacy, and lawful digital operations. The Company is committed to complying with the applicable provisions of the Information Technology Act, 2000 and associated data protection frameworks.
Security & Privacy Measures
- Secure digital infrastructure and encrypted communication
- Role-based access controls
- Multi-layer authentication mechanisms
- Secure API integrations
- Cybersecurity monitoring and risk assessments
- Data backup and disaster recovery mechanisms
- Secure cloud and hosting environment
- Incident response and breach management procedures
Customer Data Privacy Principles
- Lawful and consent-based data collection
- Purpose-specific data usage
- Data minimization practices
- Confidentiality and secure processing
- Controlled third-party access
- Limited data retention
- Customer awareness and transparency
Digital & Electronic Compliance
- eKYC and Digital Verification
- eSign-enabled agreements
- Electronic records and digital documentation
- Secure online payment and transaction processing
- Digital audit trails and monitoring
All electronic systems and digital processes are designed to comply with applicable regulatory, legal, and cybersecurity standards.
Our Commitment
At Naveen Finance Pvt. Ltd., compliance is not merely a regulatory obligation but a fundamental business principle. We are committed to maintaining the highest standards of integrity, transparency, customer protection, data security, and responsible financial conduct while supporting India's rapidly evolving digital financial ecosystem.